Yorkshire Building Society has launched two fixed rate first-time buyer mortgages.
The first has a rate of 1.94 per cent up to 90 per cent LTV, with a £1,345 product fee.
The second is 3.48 per cent to 95 per cent LTV with an £845 fee.
Yorkshire Building Society mortgage product manager Brendan Gilligan says: “Getting on the housing ladder can be tough, but it’s something which UK adults under 40 prioritise as their key life ambition, as our research into homeownership earlier this year shows.
“We’re pleased to offer these two competitive rates which we hope will help more first-time buyers achieve their homeownership aspirations.”