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Yorkshire BS commits to 95% LTV loans after end of HTB

Yorkshire Building Society 2016

Yorkshire Building Society says it will keep lending at 95 per cent LTV now the Help to Buy mortgage guarantee scheme has ended.

The society’s 95 per cent LTV lending rose by 50 per cent in 2016 compared to 2015 and did not use the government scheme.

Accord Mortgages national intermediary sales manager David Robinson says: “Feedback from brokers suggests that demand for 95 per cent home loans is still high, which is reflected in the level of business we have seen at this LTV.

“Some may see the withdrawal of the Help-to-Buy mortgage guarantee scheme as a blow to first-time buyers, however there are still plenty of options available to those with smaller deposits.

“We will continue to lend at this level and play our part in ensuring there is still plenty of choice for first-time-buyers and borrowers with small deposits.”

There are currently 30 lenders selling 95 per cent LTV mortgages.



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