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Vida Homeloans introduces expat BTL range

Specialist intermediary-only lender Vida Homeloans has introduced a new ‘Vida Expat’ buy-to-let mortgage range.

The range was  designed with input from BTL brokers and networks and is targeted at existing UK property owners living abroad who wish to invest in property in the UK.

Maximum loan sizes are £1m for current UK BTL landlords and £500,000 for first-time landlords. Maximum LTV is 75 per cent  and there is no minimum income requirement or employment restrictions.

Rates start at 3.89 per cent variable for a two-year tracker and 3.99 per cent for a two-year fixed deal.

Applicants can reside in any country worldwide as long as it is a Financial Action Task Force (FATF) member country.

Vida Homeloans director of sales Louisa Sedgwick (pictured) says: “We listened to our distribution partners and our new Vida Expat proposition is the latest evidence of our partnership approach to product design. We continue to commit to offer intermediaries innovation and flexibility in securing the best mortgage deal for their client’s needs.”



Vida Homeloans launches new range and lowest-ever rates

Vida Homeloans has launched a limited edition range of residential and buy-to-let mortgages, including its lowest-ever rates. The range will run up to 70 per cent LTV and includes rates of 2.69 per cent for residential business and 3.14 per cent for buy-to-let mortgages. Vida’s fee saver range is now available up to £1m on […]


Vida Homeloans improves buy-to-let criteria

Vida Homeloans has improved criteria across its buy-to-let range. The lender has removed all constraints on debt consolidation, is allowing capital raising remortgages for any purpose and has removed the need for a floating charge on special purpose vehicles. Vida has also changed its criteria for multi unit blocks to bring in a minimum valuation per block, rather than […]


One to One: Vida Homeloans director of sales Louisa Sedgwick

The priorities of a new specialist lender, how BTL is no longer a mainstream product thanks to the raft of changes – and a thwarted ambition to join the police In your position as director of sales – mortgages at Vida Homeloans, what is your working relationship with brokers? A large part of my role […]

Sub-Saharan Africa Near-Term Outlook

By Paul Caruana-Galizia, Neptune Economist

Sub-Saharan Africa’s economic renaissance continues. After growing at an average rate of five per cent over the past decade, the IMF projects an acceleration to 5.5 per cent growth among Sub-Saharan economies in the next two years, as developed economies emerge from the crisis. We expect this growth to be sustainable for three broad reasons.


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