Features

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Halifax on top again in latest MS lender study

As the 25th Premier League gets under way, mortgage lenders face their own title race and relegation battle in this quarter’s lender league table. Halifax for Intermediaries Halifax Intermediaries – the Chelsea FC of the mortgage market – wins comfortably on points again. “Halifax has been dominant in the market for a long time, despite […]

Cover feature: Is the softening housing market just temporary?

With data and opinion both conflicted on the health of the mortgage market, is lending really heading downhill or on a longer-term path to growth? The mortgage market has had a turbulent 2017 so far and, at the half-way mark, many think it may have to withstand further storms. New-home transactions are down, appetite for […]

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Cover feature: How big is the mortgage diversity problem?

By failing to reflect the diversity of the market it serves, is the financial services sector letting down its customers and potential recruits? Had you walked into the office of any mortgage firm 30 years ago, the chances are you would have been greeted by a sea of smartly dressed, middle-aged white men. Fast-forward to […]

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Cover feature: Will equity release stay niche or boom?

Sales are increasing but equity release remains a small fragment of the overall mortgage market. Will the growth continue or is it destined to remain a niche product forever? Equity release is the Marmite of the financial services world. Brokers and customers either love it or loathe it. Devotees will point to growing interest in […]