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Cover feature: Building on new build

Thanks in part to the government’s Help to Buy scheme, new builds are rising in popularity. Guy Anker investigates the ups and downs of owning a new house The popularity of new build properties is rising and many credit the Help to Buy equity loan scheme with boosting demand. Meanwhile, it appears many buyers have […]

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Cover feature: Talking about a revolution

Although much progress has been made, the battle for gender equality in financial services goes on. Leading female lights of the sector join Rebekah Commane to discuss what more can be done. Attendees (left to right above): Maria Harris, director of retail mortgages, Atom Bank; Marie Catch, head of broker sales, Legal & General Home […]

Profile: Charcol’s fire

After a difficult period John Charcol is fighting its way back through the leadership of Mark Fleet. As a former pro footballer, Fleet knows about the ups and downs of a tricky season

Cover feature: Is the softening housing market just temporary?

With data and opinion both conflicted on the health of the mortgage market, is lending really heading downhill or on a longer-term path to growth? The mortgage market has had a turbulent 2017 so far and, at the half-way mark, many think it may have to withstand further storms. New-home transactions are down, appetite for […]

people, crowd, network

Cover feature: How big is the mortgage diversity problem?

By failing to reflect the diversity of the market it serves, is the financial services sector letting down its customers and potential recruits? Had you walked into the office of any mortgage firm 30 years ago, the chances are you would have been greeted by a sea of smartly dressed, middle-aged white men. Fast-forward to […]

Cover-feature-equity-release

Cover feature: Will equity release stay niche or boom?

Sales are increasing but equity release remains a small fragment of the overall mortgage market. Will the growth continue or is it destined to remain a niche product forever? Equity release is the Marmite of the financial services world. Brokers and customers either love it or loathe it. Devotees will point to growing interest in […]

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Cover feature: Will smaller brokers be overwhelmed by regulation?

Do small firms that feel swamped by regulation have good reason? Or should they accept that ‘regulators regulate’ and employ more resources? Scarcely a week passes in which yet another proposal for new regu­lation does not land in mortgage brokers’ inboxes – at least, that’s how it can feel. Ever since the announcement of the […]