View more on these topics

Trash Talk: ‘Scalability’


Mortgage Monkey reveals the gibberish littering the industry’s press communications

Trash Talk is Mortgage Strategy’s new column, which takes a lighthearted look at the business speak and jargon sneaking their way into the mortgage industry

Business speak of the week: ‘Scalability’
Culprit: Succession Group

This phrase really sets Mortgage Monkey’s teeth on edge. Succession Group used the howler of an expression when announcing that it had been granted full discretionary fund management permissions from the FCA.

The phrase describes the ability of something to change size easily, so technically it can be used legitimately. But Mortgage Monkey’s rule of thumb for choosing Trash Talk inclusions is: would David Brent say this?

In this case, he definitely would.

Bonus Trash Talk points were awarded for Succession Group’s use of the expressions ‘building out’ and ‘key milestones’ in the same company announcement, as well as the astonishing expression ‘Holy Trinity of value’.


Submit your own examples by emailing:


FCA logo new 3 620x430

Half of FCA staff unhappy with leadership

Half of the FCA’s staff are dissatisfied with the leadership at the regulator, according to a survey of employees. A Freedom of Information Act request from the Financial Times found that just 50 per cent of the more than 2,000 staff who took part in the survey are happy with the leaders. The survey was carried […]


Unbiased urges FCA to act on Which? false qualifications findings

Unbiased is calling on the FCA to intervene after a Which? investigation found more than half of firms listed on its website had inaccurate qualification information. Which? looked at IFAs in 10 postcodes in February this year and compared those who claimed to have professional qualifications on Unbiased with official lists from the bodies themselves. […]


Unusual suspects

It may be a dream home to your client, but to a mortgage lender it looks like a potential liability. Non-traditional properties can quickly set lenders’ teeth on edge and securing a home loan can prove a test even for the most resourceful intermediary. A diverse range of properties can spark a negative report from […]


Capital Economics: Housing market meltdown unlikely if UK leaves EU

A vote for Brexit is unlikely to trigger an outright UK economic and housing market collapse but would still affect them both, according to Capital Economics. A Capital Economics statement says the outcome of the vote will have “very little bearing on the UK’s medium-term economic performance” and the housing market. But the firm says: […]

Now more than ever, we need to back the small developer

In the context of the current housing deficit, the latest housebuilding stats aren’t great. But what does doing better look like? The Department for Communities & Local Government published its latest figures at the end of August, which revealed that housebuilding starts in England rose 2 per cent in Q2 compared to the previous quarter […]


News and expert analysis straight to your inbox

Sign up