View more on these topics

TML partners with John Charcol


The Mortgage Lender has partnered with John Charcol to gain access to a team of over 100 advisers.

TML provides products for borrowers who do not fit the ‘one-size-fits-all’ model of some other lenders; standard status and impaired credit history borrowers, the self-employed, contract workers, and lending into retirement. TML’s tracker rates currently start at 1.98 per cent.

John Charcol managing director Walter Avrili says: “As a new lender with a can-do approach and a positive view of circumstances that may not be straightforward, TML bring a range of products to suit a growing number of borrowers.”

TML sales and marketing director Peter Thomson says: “Agreeing this partnership with John Charcol is fantastic news for us. As we look to grow our lending, Charcol’s UK-wide distribution and a reputation built over 40 years gives us a real boost, and we look forward to working with them.”


lifetime lease purchases

What is a lifetime lease purchase?

Lifetime lease purchase deals involve raising finance but not on current properties. Rather, they are taken out when consumers move home. They are called lifetime lease schemes. Although not identical to sell-and-rent-back options, they are unregulated too. Lifetime leases are designed for clients who want to move but either cannot afford to or don’t want […]

stamp duty hike

A quarter of properties sold in Q3 were BTL or second homes

A quarter of properties bought in the third quarter of 2016 were buy-to-let or second homes, according to new figures from HMRC. The latest stamp duty land tax statistics show that 56,100 properties out of 235,000 eligible to pay stamp duty in Q3 paid the extra 3 per cent surcharge levied on second homes since […]


Approvals hit three-month high in September: BoE

The number of mortgage approvals hit a three-month high in September, according to new figures from the Bank of England. September saw a total of 62,932 approvals, worth £11.1bn, up from 60,984 in August. The six-month average for approvals is 64,841. The number of approvals for remortgages in September rose to 42,440, compared to the […]

Embrace simplicity!

By Fiona Holmes, proposition communications manager When I first took out critical illness cover, I was overwhelmed. It wasn’t just the form filling, it was finding out about the sheer number of illnesses I was covered for. Did it give me peace of mind that I was covered for neuromyelitis optica or systematic lupus erythematosus? […]

Retirement - thumbnail

(Another) downhill stroll — retirement planning

A report published this morning by the CIPD (CIPD Employee Outlook March 2015) provides yet more interesting data to the changing landscape of retirement planning. It should be remembered that we are in a period of genuine flux here given that the default retirement age was scrapped three years ago, and new pension freedoms come online in April. Both of these alterations will have a huge impact on how employees plan for their retirement.


News and expert analysis straight to your inbox

Sign up

Why register with Mortgage Strategy?

Mortgage Strategy continues to be the market-leading B2B mortgage publication in the UK, and provides trusted, independent insight with the aim of helping, promoting and analysing the latest developments for mortgage professionals.

News & analysis delivered directly to your inbox
Register today to receive our range of news alerts including daily and weekly briefings

Mortgage Strategy Events
Be the first to hear about our industry leading conferences, awards, webinars and more.

Research and insight
Take part in and see the results of Mortgage Strategy's flagship investigations into industry trends.

Have your say
Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

Register now