In the latest episode of the Money Marketing Podcast, this week in association with Royal London, our panel takes a deep dive into the protection market and how to overcome barriers to sales. Money Marketing editor Justin Cash is joined by Addidi Wealth’s Anna Sofat, Richmond House’s Ian Jenkins and Royal London’s Vincent O’Connor to discuss their greatest protection victories and how advisers can communicate the real benefits of cover to their clients.
The ban on letting agents charging fees to tenants to set up a new tenancy, or renew an existing tenancy, will come into effect on 1 June 2019. The announcement was made by Lord Bourne of Aberystwyth, the government’s housing spokesperson in the House of Lords during the Bill’s third reading yesterday. He said: “Implementation […]
There are many breaches that constitute a missold mortgage but the fundamental question is whether people were treated fairly by their adviser or lender. I am looking at complaints that a recommendation was inappropriate for debt consolidation, capital raising, extending the term, affordability, arrears and right-to-buy mortgages. There are many breaches that constitute a missold […]
Predictions from the Royal Institution of Chartered Surveyors and the UK Office for Budget Responsibility point to a slowing momentum in house prices both in the near term and into the 2020s. City house-price dataAccording to the August 2018 City Index from Hometrack, UK city house prices are still on the rise at 4.2 per […]
Charles Morley offers some key insights on joint borrower sole proprietor mortgages. Who can this help? The product is predominantly geared to helping close family members either get onto the property ladder or move home. Often parents choose to act as the second applicant, using their income to maximise mortgage lending, however only the first […]
Maybe not as frightening as coming face to face with the Daleks but the problem of how employees access their defined contribution (DC) pension schemes and ‘decumulate’ seems to be growing and exercising a lot of capable minds in the pensions world. With income drawdown on the increase (now the most popular form of ‘decumulation’ […]
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