Secure Trust Bank has cut residential mortgage rates by up to 0.45 per cent.
The lender launched into the mortgage market two months ago to target customers underserved by high street banks.
The lender has cut its 80 per cent LTV two-year fixed by 0.45 per cent to at 3.19 per cent.
Secure Trust has also reduced its 65 per cent two-year fixed by 0.30 per cent to 2.69 per cent.
Further cuts include a 0.26 per cent drop to 3.49 per cent on a three-year fixed rate at 80 per cent LTV.
Secure Trust Bank head of sales and marketing Tony Hall says: “The ongoing review of our rates demonstrates our continued focus on ensuring our customers are consistently getting the best deal possible.
“With our focus on helping customers that are underserved by high street lenders, this reduction will bring more choice to those who don’t fit the criteria used by traditional lenders.”