John Heron

Mortgage broker confidence at two-year high: Paragon

Mortgage intermediary confidence is at its highest level since 2015 since 2015, according to the latest Financial Advisers Confidence Tracking Index report from Paragon. The report is based on interviews with 199 mortgage intermediaries and found the index to be 105.9, the highest score since Q4 2015. The report found the increase is in part […]


UBS to introduce personalised ‘robo-advice’ online

Investment bank UBS says it will provide personalised recommendations and advice through its robo-advice website, not just guidance. While the regulator is yet to finalise its definitions of advice and guidance for online investment platforms, UBS says it is “confident” it has got it right. The Smart Wealth app will analyse users’ financial details as […]


Connect teams up with search system Knowledge Bank

Connect for Intermediaries has teamed up with criteria search system Knowledge Bank. Some 4,000 advisers in the network will be able to access the criteria search system, which launched just last week. The system lets advisers search lenders’ criteria to help speed up the process of finding the best provider for clients. Advisers can search […]

Rise in intermediary enquiries bodes well for industry: Wager

In the fourth quarter of 2016, intermediaries received 26 per cent more enquiries than in Q3, which bodes well for 2017 The fourth quarter of 2016 probably seems an age ago for intermediaries, especially those who have been kept busy into the early part of 2017. But business in that quarter was brisker than in […]

Mark Graves Pink 2015

Graves appointed MD of Sesame and PMS as Gazard steps down

Sesame Bankhall managing director Stephen Gazard is to leave his role after four years with the business. A statement issued by the firm said Gazard “will take up a new role elsewhere in the industry”. Sales director Mark Graves has been appointed managing director of Sesame and mortgage club PMS, while compliance and risk director Julie Sadler […]


Market Watch: A case of policy over substance?

With foreign billionaires opting to rent rather than pay stamp duty, and FTBs pushing up prices, are our fiscal policies working? It has been a week of things increasing, with UK consumer price inflation rising at its quickest pace since 2014 – 1.8 per cent compared to the same time last year. Factory prices have […]


MAB launches telephone advice brokerage with Freedom Mortgages

Mortgage Advice Bureau has partnered with Freedom Mortgages to create a telephone advice mortgage brokerage. The service will trade as Mortgage Advice Bureau and be based in Doncaster, but cover all of the UK, generating leads centrally as well as providing mortgage protection and advice. MAB says leads and data will be managed via “a […]

Comment: Take a look beyond these shores

Lenders need to see the UK expatriate community as a potential opening and not a group to be ‘punished’ Escaping forecasts around how Brexit might impact on the UK mortgage market is rather difficult at the moment. For what it’s worth, it appears that lender representatives have been rather positive about activity levels, although in […]


How far will mortgage robo-advice go?

While brokers who refuse to go digital will be shunned by consumers, the most successful firms will combine technology with the best of their human skills Ever since the term was coined, ‘robo advice’ has struck fear into the hearts of traditional brokers, who dread being replaced by machines. In practice, the hybrid use of […]