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Pepper launches 30-month fixed residential loan and cuts rates

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Pepper Homeloans has launched a residential 30-month fixed rate and cut most of its two-year fixed rate loans by up to 0.25 per cent.

The lender has also added three- and five-year fixed rate deals to its range.

Pepper says its limited edition 30-month fixes, which were only previously available on NP2 products, are now available across its whole residential range.

Rates start from 2.93 per cent on the 30-month fix.

Meanwhile, the lender’s new three-year fixes start from 3.18 per cent and its five-year fixed rates from 3.53 per cent.

Pepper Homeloans sales director Rob Barnard says: “These enhancements not only extend the range of mortgage products we have available, but it also means they are amongst the most competitively priced in their sector.

“Our residential range offers loans up to 85 per cent LTV for borrowers who may have been declined by a high street lender’s credit score. We have mortgages for borrowers with historical credit blips, or an immature credit record, or who have been self-employed for just one year.”

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