View more on these topics

Paradigm signs Tipton to lender panel


Paradigm Mortgage Services has added the Tipton & Coseley Building Society to its lender panel.

The firm will lend at up to five times loan-to-income, subject to a minimum income and an affordability assessment.

Tipton does not use credit scores and each case is examined by an underwriter.

Paradigm Mortgage Services head John Coffield says: “The Tipton operate in a number of significant niche product sectors, and with a proposition that focuses on the personal touch, with no credit scoring and individual underwriting, we believe our advisers will find much to interest them.

“We are looking forward to working with the team at Tipton in order to develop this new relationship and to ensure it works for all stakeholders.”

Tipton & Coseley Building Society head of mortgage sales (intermediary & direct) Richard Groom says: “As we continue to widen our intermediary reach, we are delighted to be joining Paradigm’s lender panel.

“We believe our common sense, pragmatic approach to underwriting will offer members a number of new angles for their clients. We look forward to working with them and developing a close relationship with Paradigm’s members.”



Tipton cuts rates on three and five year fixes

The Tipton and Coseley Building Society has cut rates on its three and five year discounted buy-to-let purchase products. The first three year discounted product has an initial rate of 2.68 per cent until 31 October 2019 with no product fees. The alternative 2.38 per cent product until 31 October 2019 has a £199 booking […]


Tipton launches shared ownership range

The Tipton and Coseley Building Society has launched a range of shared ownership mortgages. The loans will be available up to 90 per cent LTV of the share being bought. The rates on offer include a 3.79 per cent deal on a three-year product with no completion fees and an application fee of £199. The […]


Tipton BS launches into buy-to-let

Tipton and Coseley Building Society has entered the buy-to-let market with a number of 70 per cent LTV purchase and remortgage products. The range is only available through intermediaries and includes a two-year discount with an initial rate of 2.78% for new purchase, which is a discount of 2.71% from the buy-to-let variable rate and […]

Time for a new approach to asset allocation

Trevor Greetham, RLAM’s head of multi asset, introduces the recentlylaunched RL GMAPs. Asset allocation has become an increasingly difficult challenge for investors and advisers in the years since the financial crisis. Sometimes violent price swings in stock and commodity markets coupled with the collapse in the rate of interest on bonds have made it harder […]

‘How to…audit your auto-enrolment scheme compliance’

Avoid pension penalties with our auto-enrolment checklist

According to the Pensions Regulator’s annual commentary and analysis report released this month, 785 potential non-compliance cases were referred for investigation, with 23 auto-enrolment compliance notices issued. And they predict that the use of their statutory powers is only going to increase.


News and expert analysis straight to your inbox

Sign up