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L&G cuts lifetime mortgage rates

Legal & General is cutting rates for its lifetime mortgage products by nine basis points. The lender is also increasing LTVs for its premier flexible lifetime mortgage by 2 per cent for all ages for qualifying customers. The new rates are: No Legal & General lifetime mortgages need affordability assessments. Legal & General individual retirement […]

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Landlords take on West Brom over tracker rate future

The future of tracker mortgages hangs in the balance pending the outcome of the long-running court case involving landlords challenging rate hikes by West Bromwich Building Society. Whichever side wins, there will be a legal precedent set which will affect whether lenders can raise their interest rates without a rise in Bank of England base […]

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Precise’s backers pursue IPO after ditching sale plans

Precise’s backers have reportedly pulled the plug on a potential sale after bids did not reach its asking price. Sources told Sky News the bids were 10-15 per cent below the £400m asking price as potential investors sought to price in a potential Brexit and a regulatory clampdown on buy-to-let. Mortgage Strategy understands backers Elliott […]

One to One: Charles Morley, head of mortgage distribution, Metro Bank

Intergenerational mortgages to help children onto the property ladder, gladiatorial ambitions, and the art of balancing coins on one’s elbow after a couple of pints You’ve recently launched an ‘intergenerational’ mortgage. Can you walk us through the thinking behind that and how it works? It is very much aimed at getting people on the property […]

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