View more on these topics

MS Wired – Embracing complexity: Making the most of the changing mortgage market

Mortgage Strategy, in association with Kent Reliance for Intermediaries, presented a live Wired debate on June 26th on:

Embracing complexity: Making the most of the changing mortgage market

Who?

Gary Adams, Deputy Editor of Mortgage Strategy was joined by expert panellists:

Adrian Moloney, Sales Director, OneSavings Bank

Rob Jupp, CEO, Brightstar Financial

Jane Benjamin, Director of Mortgages, SesameBankhall Group

Darren Winder, Head of Economics & Strategy, Lazarus Economics & Strategy

Together they discussed:

  • The UK’s working habits are becoming more complicated – the number of people who are self-employed, who have multiple jobs, and whose salary differs month-to-month are all on the rise – and this trend is likely to continue.
  • Close examination of somebody’s financial records shows that even the most careful financial planning can go awry quickly. As a result, some lenders are becoming more open to servicing would-be borrowers who sport adverse credit histories.
  • The regulatory pressure on the buy-to-let market is causing those who wish to stay in the sector to seek more complex lending structures to borrow under and more complicated products to meet their needs.

The mortgage sector is becoming more intricate than ever before, and staying informed as it twists and turns is almost a full-time job in itself – but Mortgage Strategy is here to help.

Watch our on-demand webinar to discover how the rapid growth in complexity in the mortgage market is leading to gilt-edged opportunities for brokers who are up for the challenge.

Recommended

BSA appoints Cambridge’s Mitcham as chair

The Building Societies Association has appointed Cambridge Building Society chief executive Stephen Mitcham as chair. Mitcham (pictured) has held the post of deputy chair since May 2017  and takes over from West Brom chief executive Jonathan Westhoff. Yorkshire Building Society chief executive Mike Regnier has been elected as BSA deputy chair. Mitcham says: “I am […]

Telephone-Phone-Business-Finance-General-700.jpg

Firm accused of “poaching broker clients” in wind-up proceedings

An insurance call centre business, which had been accused of poaching broker customers, appears to be winding up its operations. Hayden Williams Independent Financial Services has made an application to be struck off the Companies House register and dissolved. However, it has emerged that this application is on hold, as an objection has been received […]

What triggers the MPAA?

Jim Grant – Senior Product Insight & Technical Support Analyst There’s sometimes confusion around what triggers the money purchase annual allowance. Find out what does and what doesn’t trigger the MPAA. The money purchase annual allowance (MPAA) is a reduced annual allowance that can apply to contributions to defined contribution (DC) schemes. The following table […]

Newsletter

News and expert analysis straight to your inbox

Sign up
Close

Why register with Mortgage Strategy?

Mortgage Strategy continues to be the market-leading B2B mortgage publication in the UK, and provides trusted, independent insight with the aim of helping, promoting and analysing the latest developments for mortgage professionals.

News & analysis delivered directly to your inbox
Register today to receive our range of news alerts including daily and weekly briefings

Mortgage Strategy Events
Be the first to hear about our industry leading conferences, awards, webinars and more.

Research and insight
Take part in and see the results of Mortgage Strategy's flagship investigations into industry trends.

Have your say
Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

Register now