Mortgage Strategy, in association with Kent Reliance for Intermediaries, presented a live Wired debate on June 26th on:
Embracing complexity: Making the most of the changing mortgage market
Gary Adams, Deputy Editor of Mortgage Strategy was joined by expert panellists:
Adrian Moloney, Sales Director, OneSavings Bank
Rob Jupp, CEO, Brightstar Financial
Jane Benjamin, Director of Mortgages, SesameBankhall Group
Darren Winder, Head of Economics & Strategy, Lazarus Economics & Strategy
Together they discussed:
- The UK’s working habits are becoming more complicated – the number of people who are self-employed, who have multiple jobs, and whose salary differs month-to-month are all on the rise – and this trend is likely to continue.
- Close examination of somebody’s financial records shows that even the most careful financial planning can go awry quickly. As a result, some lenders are becoming more open to servicing would-be borrowers who sport adverse credit histories.
- The regulatory pressure on the buy-to-let market is causing those who wish to stay in the sector to seek more complex lending structures to borrow under and more complicated products to meet their needs.
The mortgage sector is becoming more intricate than ever before, and staying informed as it twists and turns is almost a full-time job in itself – but Mortgage Strategy is here to help.
Watch our on-demand webinar to discover how the rapid growth in complexity in the mortgage market is leading to gilt-edged opportunities for brokers who are up for the challenge.