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Mortgage Trust launches 3.45% five-year fix

John Heron

Mortgage Trust has today launched a limited edition five-year fixed rate buy-to-let loan for individual landlords wanting finance for single, self-contained units.

The rate is 3.45 per cent up to 75 per cent LTV on loans up to £500,000 and up to 70 per cent LTV on loans up to £1m.

The product includes a free valuation for a limited time and has an interest coverage ratio starting at 125 per cent at 4 per cent.

Mortgage Trust director of mortgages John Heron says: “Longer term fixed rates are becoming increasingly popular, providing landlords with greater cost certainty as they look to manage the introduction of the new tax changes.

“With interest rates still close to historic lows, now is a good time for landlords to consider the potential advantages of locking in for a longer period.”


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