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Mortgage industry collaborates on Christmas single to highlight homelessness

Mortgage lenders and brokers have joined forces to write and record a Christmas charity single to highlight homelessness in the UK and raise funds for Mortgage Sleep Out.

The song ‘Take Me Home’ is the brainchild of Landbay managing director of intermediaries Paul Brett and Coreco brand director Andrew Montlake and the lyrics are about being homeless at Christmas.

The song is intended to deliver a message of hope and optimism for the future.

Performing under the name MIC (Mortgage Industry Collective), the group also includes Kit Thompson of Brightstar, Howard Levy of SPF and Andy Rowe from Computershare.

The band is also looking for further singers in the industry to attend the recording session, which will be recorded at a Band Aid style even on 1 and 2 December at producer Benny Di Massa’s famous Powerstudio in London.

Di Massa has worked with a host of top names including Stormzy, Boy George, Kylie, Plan B, Robbie Williams, Paloma Faith and Depeche Mode. The project has also had assistance from musical director Jenny Deacon who has worked with choirs at The Royal Albert Hall, The O2 and Wembley Arena.

The single will help to raise money for Mortgage Sleep Out, which will see more than 1,000 people from the industry sleep outside for a night on 30 November at different locations across the country to raise money for the national charity, End Youth Homelessness.

Andrew Montlake says: “Paul and I first started to discuss the idea of a song a couple of years ago as we knew there were so many talented people in our industry who could contribute to such a project. We both wanted to do something that would show the public what the mortgage industry was all about. We spend our lives trying to help people to own and protect their own homes, but we are also all too aware of the growing issue of homelessness in the UK.

“I initially wrote the lyrics on a late journey home one evening and tried to imagine what someone without a home would be feeling at this time of year. It’s about the thin line of life events that could see any one of us end up in such a position and how we need to all work together to help and change the reality of life on the streets.

“Paul has done a fantastic job with the music and after experimenting with several genres, the version we have now conveys the positive and uplifting feeling we wanted to achieve. We now want to get as many industry people as possible to help sing on the track.”

Paul Brett says: “During my many years in the mortgage industry, I have been privileged to meet some incredibly talented people and not just from a business point of view, there are incredible musicians and artists working in our fantastic industry across the UK and we want to bring as many of those as we can together, to showcase what we can do and help the fund raising effort that has been started by Mortgage Sleep Out. Come along and be part of the choir, and record with a legendary record producer. See you on the 1 and 2 of December!”

Mortgage Sleep Out was sparked by a tweet sent out by Brightstar chief executive Rob Jupp in August on the shocking number of ‘rough sleepers in London, with Atom Bank’s Maria Harris suggesting the industry do something to help the homeless.

“This charity single is a fantastic initiative that will really help to boost fundraising,” says Jupp.


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  • Kris Brewster 16th November 2018 at 12:37 pm

    Great idea, homelessness is something we at Skipton also think the industry should collaborate on more. We’d be happy to make a donation towards the fund raising.