Mobile bank Atom has officially launched its residential mortgage products.
The deals are available through select intermediary partners under the “Digital Mortgages by Atom Bank” brand.
Atom obtained its banking licence in June 2015 and launched the bank in April this year with two savings accounts, along with SME lending via a panel of specialist business intermediaries.
It’s now adding residential mortgages to its product suite, which will include offerings for the self-employed and contractors, lending into retirement, purchase and remortgage, shared ownership and new-build deals.
Buy-to-let mortgages will soon be added.
Atom’s director of retail mortgages, Maria Harris, says: “We’re delighted to be launching our mortgage proposition through our intermediary partners. We strongly believe that offering mortgages via intermediaries will give our customers the best service and the very best advice when choosing a mortgage.
“Our ultimate aim is to help people get what’s right for them, and for them to have a unique and personalised experience along the way.
“Our technology and systems are all about making the mortgage application process easier for the intermediary and their customer. We’re using digital to change the way that we support a mortgage application today but also to build a platform that supports the technology of tomorrow.
We are human too though. With an experienced field-based team and contact via telephone, email and even twitter, we’ll be providing support right across the UK.”
Once an Atom mortgage has been recommended by the intermediary, customers will need to download the Atom App, available free via the Apple or Google Play stores.