Yorkshire Building Society has launched a direct-only two-year fixed rate for borrowers with a 5 per cent deposit at 4.49 per cent.
It has also launched a range of 75 per cent LTV products including a two-year fix at 1.54 per cent. A three-year version is offered at 2.24 per cent.
All of the new products have an £845 product fee.
A two-year fix up to 65 per cent LTV is priced at 1.29 per cent with £845 fee, while a lower-fee option is offered at 1.59 per cent with £345 fee.
Yorkshire BS mortgage product manager Jemma Anderson says: “We believe these new rates across the range will prove popular with a wide range of borrowers, with the 95 per cent rates helping more first-time buyers take that crucial step on to the property ladder.”