HSBC has launched a selection of fee-free remortgage products, available to existing borrowers as well as those looking to switch from their previous lender.
The range of two-, three- and five-year fixed rates are available between 60 and 80 per cent LTV and come with no booking, standard valuation or completion fees.
The cheapest two-year fix is available to 60 per cent LTV, offered at 2.19 per cent, while a three-year option is priced at 2.39. An 80 per cent LTV product is fixed for two-years at 2.79 per cent.
Within the three-year range, a 60 per cent LTV deal is available at 2.69 per cent. A 70 per cent LTV product is offered at 2.89, while borrowers with a 20 per cent deposit are offered a rate of 3.29.
Five-year fixes are offered at 3.19 per cent to 60 per cent LTV, 3.49 at 70 per cent LTV and 3.89 at 80 per cent LTV.
HSBC head of mortgages Peter Dockar says: “Existing homeowners are telling us that they would like to take advantage of current low rates but are put off with the hassle and cost of remortgaging.
“With a base rate increase now a case of when, not if, our new range will help more homeowners reduce their monthly outgoings with the certainty of a fixed rate with no cost and minimal effort.”