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CML chairman urges next Govt to solve housing crisis ‘once and for all’

Council of Mortgage Lenders chairman Moray McDonald has urged the next Government to sort out the housing crisis “once and for all”.

Speaking today at the trade body’s annual lunch in London, McDonald, head of personal and business banking products at Royal Bank of Scotland, called for the major parties to agree on a housing strategy.

He said: “Dealing with the supply side, in my view, has to be our new “North Star” which everyone aims for. To get there, we need a housing strategy that commands all-party support with a three-line whip from national government down to the parish council to ensure it’s implemented.

“That strategy should come from us, the industry, in partnership with government. Fix this and the market itself will address affordability.”

Dame Kate Barker, who has written two influential reports on housing supply and planning, was a guest at the lunch and called for public land to be brought forward to reach the target of 200,000 new homes a year by 2020. She also noted local opposition as a key factor in the supply of new homes.

She added: “It may depress you to hear a plea for greater reliance on the State to act – but the planning system suppresses the market mechanism so much that it is hard for it to deliver.”



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  • Gavin Ayling 20th April 2015 at 12:33 pm

    I don’t think it’s as black and white as the NIMBYs are against progress on this issue. In the south east the A27 has been woefully under capacity at all lengths except at Brighton for as long as anyone can remember. While the government wants extra homes in the area, and so do local businesses, the issues related to moving people around (as well as other infrastructure such as school capacity) are not being resolved. The Greater Brighton area could accomodate many more people and their businesses, so long as it had the infrastructure to support those extra people. Government needs to build railway lines and roads, and the negative response to development by planning committees will fall away.

  • John Tidswell 17th April 2015 at 1:56 pm

    I totally agree, until they sort out the problem with planning they will never deliver on 200,000, new homes a year regardless of who is in government. Every time a planning application is submitted for approval, whether it be for a single dwelling or a 150 new homes development, it is opposed every inch of the way by NIMBY’s, Parish Councils and Local Councils. Until somebody sorts these people out we will continue to fall a long way short of our housing needs.