View more on these topics

BSA: Over 50% of adults would oppose house building programmes in their area

Over half of the population would oppose a major house building programme if it was in their neighbourhood, new research from the Building Societies Association has found.

In a survey of 2,000 UK adults, 53 per cent said they would oppose building programmes of between 100 and 299 properties in their area, despite widespread agreement that new home building is crucial to resolving the UK’s housing crisis.

According to the latest property tracker survey from the Building Societies Association, 49 per cent of Britons are opposed to developments of more than 300 properties in their neighbourhood.

Despite the aversion to building in their own area, 90 per cent of respondents believe at least 10 per cent of Britain’s land mass should be ‘urban’ – defined as housing, gardens, train lines and parks. Currently, just 7 per cent of Britain is classified as urban.

However, people are becoming increasingly open to the types of properties they want to live in, with 20 per cent saying they would consider a shared ownership property, living in an off the shelf kit home or even renting long-term.

Even with Government initiatives such as the Help to Buy scheme, access to mortgage finance is listed as the single biggest barrier to owning a home among first-time buyers – rising above deposit-raising for the first time since 2012. Some 57 per cent of first-time buyers claimed getting a mortgage is the biggest obstacle to homeownership, compared with 33 per cent in September last year.

BSA head of mortgage policy Paul Broadhead says the research shows why the role of housing minister should be made a full Cabinet position. 

He says: “These results illustrate the major barrier the Government has to overcome when it comes to boosting housing supply in the UK.

“People are open to new developments and even different types of housing and tenure, but the message is clear: ‘not in my backyard’. Local opposition is a major barrier to any Government building its way our of the current housing crisis and is why we need the position of housing minister to be a full Cabinet position and not just a minister of state role.”

Mortgage Advice Bureau head of lending Brian Murphy says: “The latest BSA property tracker findings show that while many people are still reluctant to see large-scale housing developments on their doorstep, the public is visibly warming to property innovations and is eager for a greater choice of options across a range of housing tenures.

“The challenge is now for government and industry to take up the baton and bring these options to the masses. The UK’s housing crisis will not be solved by a ‘one-size-fits-all’ approach: it needs bold and creative thinking to build our way out of the current fix.”



Leader: Battle of the proc fees?

At the start of the year experts predicted a bumper year for the buy-to-let sector post-MMR as a result of the stricter rules brought in to govern residential lending. However, two months after the new rules came into effect, anecdotal evidence from brokers suggested that pick-up had not quite come to fruition. But moves from […]


Analysis: Whole-of-market will reap rewards

Love them or loathe them, direct-only deals appear to be here to stay and, according to my research, account for an increasing proportion of mortgage offerings, particularly on higher-LTV deals.  Rewind just a few years and they were far less prevalent; like most brokers, I tended to ignore them. But when borrowers started sourcing better […]


Analysis: Make knowledge a two-way street

The ever-changing nature of the mortgage market contributes to both an exciting working environment and one of the most forward-thinking areas of finance. It also means brokers can fall behind in their sector knowledge. Brokers have a responsibility to not only maintain but develop their knowledge through ongoing CPD to ensure they offer all their […]


80% of brokers want ability to send documents via their smartphone

Eight in 10 brokers believe being able to send information to lenders using their smartphones would improve the mortgage process. In a survey of 251 brokers and IFAs by mortgage best practice site, Mortgage Brain and software firm iState Systems, 80 per cent of brokers want the ability to photograph documents such as P60s, […]

Employees care about their health

It’s important employers remember this like an alarm going off in their head. Employees care about their health. And they’re calling on employers to provide them with health benefits. In a survey we conducted, we asked 1,005 UK SME employees to choose the top three employee benefits they would value most:  48% of employees voted […]


News and expert analysis straight to your inbox

Sign up
  • Post a comment
  • The Cynical Broker 17th September 2014 at 9:07 am

    The reason most people don’t want new developments in “their backyard” is because the council who’s granted the planning never looks at the infrastructure. So there’s another thousand homes built, and nothing at all done to improve the roads, conditions, layouts or anything. So more houses = more traffic = more congestion and delays. Brilliant! Who in their right mind would want that ?