The society is launching a three-year fix at 4.99% available up to 90% LTV, and a three-year fix at 5.29% available up to 95% LTV.
Under its parent-assisted scheme, the society will lend up to 95% of the value of the property, but for loans greater than 80% LTV requires additional security in the form of a collateral charge on a parent’s property.
Steve Matthews, head of lending at Bath Building Society, says: “We have recently launched a number of new products in order to offer solutions to complex problems the typical high street lenders cannot solve.
“By adding fixed rate options to our parent-assisted range, together with the already popular variable rate options, we are providing a comprehensive solution for brokers looking to place higher LTV deals.”
In July this year, Bath Building Society introduced an Income Plus option on its three existing residential mortgage products, which allows for up to 50% of the loan amount to be covered by rental income from letting a room in the property.