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Capita executive board member Nick Bedford joins HML

Capita executive board member, Nick Bedford, has joined HML as chief financial officer.

Bedford joins after 10 years with Capita, where he held a range of senior finance positions, including senior divisional finance director for regulated business. 

He says: “HML has been through change, but it has emerged stronger and is now entering a period where there is high potential for growth in new and existing markets.

“I was attracted to joining an established yet progressive organisation in a sector I’m familiar with. I understand the need for outsourcers to offer value to clients throughout the relationship and the importance of a strategic partnership approach to business.”

Bedford will be responsible for HML’s finance and business intelligence divisions.






Regulator rejects calls to kill off interest-only

The Financial Services Authority has revealed that a number of lenders have asked it to ban interest-only lending as part of its Mortgage Market Review. In its final MMR consultation paper, published in December, the regulator proposed lenders calculate interest-only loans on a capital and repayment basis, unless the borrower has a feasible way of […]

SHIP steers into wider waters with rebrand as Equity Release Council

Safe Home Income Plans will open up its membership today to advisers, lawyers and surveyors as it rebrands as the Equity Release Council. The trade body hopes its rebrand and new structure will help to promote the sector and educate consumers looking to release the equity in their property. It will be working with members […]


Is the new SHIP steering too far into uncharted waters?

In submerging Safe Home Income Plans into the new Equity Release Council but retaining the name, the promoters of this new enterprise have felt the need to keep a strong anchor from the past. 

Retire, retirement, calculator

Defined benefit schemes: Part 2

Justin Corliss, business development manager In defined benefit (DB) schemes part 1, we looked at recent guidance aimed at DB scheme trustees and sponsors. In part 2 we will look at guidance available to pension transfer specialists (PTS). In the first instance, PTS should familiarise themselves with COBS 19. All guidance below is designed to […]


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