For its CI plans the multiple sclerosis definition has been improved to ABI+ and added two new additional market-leading conditions, one for accident hospitalisation cover for 28 consecutive days, and the other for third degree burns.
It has also increased the limit for life cover to £10m and increased the maximum age for guaranteed life or CIC from 54 to 59.
These changes take its total number of CI definitions to 45, with 41 paying the full amount of cover and four paying out in addition to the sum assured and 10 classed as ABI+ by exceeding the ABI’s standard definitions.
Roger Edwards, proposition director at Bright Grey, says:“With so much focus on the gender directive at the moment the importance of life insurance for women has been well sign posted.
“But what about their wider protection needs? When you consider that every year in the UK, twice as many women than men are diagnosed with multiple sclerosis, it’s a great opportunity to think about critical illness cover at the same time.”