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Mortgage Strategy – Guide to Second Charge Loans

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Santander launches its lowest ever two-year fix

Santander has launched its lowest-ever two-year fixed rate. The product, available to 60 per cent LTV, is priced at 1.59 per cent and is available to remortgage customers only. It has a £1,495 fee. Santander has also made substantial reductions to its two Help to Buy mortgage guarantee products. Its two-year fix has been cut […]

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Ami appoints Aileen Lees as senior policy adviser

The Association of Mortgage Intermediaries has appointed Aileen Lees as its new senior policy adviser. Lees joins the broker trade body from consumer website MoneySavingExpert.com, where she served as external affairs and campaigns officer for seven months between June and December 2014. Prior to this, Lees worked in the corporate pensions sector, most recently as […]

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Analysis: Stamp duty reform was long overdue

The Autumn Statement finally brought much needed change to stamp duty after years of the CML and other organisations calling for it. But the swiftness of the move was a shock. To have a new system in place immediately, rather than a drawn-out consultation process, is jaw-dropping but still welcome.  The old slab system was […]

Leader: A good year beckons again

On behalf of all here at Mortgage Strategy, we would like to wish you a Happy New Year and hope you were suitably fed over the Christmas break. The next 12 months promise to be another strong year and the broker market is in a confident mood, with the turbulence of a few years ago […]

Europe: why persist with value today?

By Rob Burnett, Neptune’s Head of European Equities The Neptune European Opportunities Fund remains committed to a value bias. We see a broadening array of opportunities in diversified industries at compelling valuations today. The most complicated part of the market is the European banks. We are currently overweight in this sub-sector as many banks are […]