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Mortgage Strategy – Guide to Commercial Lending

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FCA ‘may probe rising proc fees’

The FCA has threatened to intervene in the mortgage market if it believes rising procuration fees are influencing which products brokers recommend for clients. Several mortgage lenders – including Accord Mortgages, Leeds Building Society, NatWest Intermediary Solutions and Skipton Building Society – have recently raised the fees paid to brokers for completed mortgage deals. Last […]

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Analysis: New opportunities beckon for brokers

There is no doubt that 2015 has the potential to be another very big year for the mortgage industry.  You may say: “What’s new? Eventful years are now the rule rather than the exception.” But while every year brings changes and challenges, 2015 is going to be right up there for both change and potential […]

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The Mortgage Mole: Missing the point

Missing the point Over the years, Mole has had his fair share of laughs on the Mortgage Strategy news desk.  Every now and then, in between scurrying around the mortgage market hunting out the latest scoop, Mole has to – as all journalists do – browse through the odd press release. These can often be […]

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Analysis: Stamp duty reform was long overdue

The Autumn Statement finally brought much needed change to stamp duty after years of the CML and other organisations calling for it. But the swiftness of the move was a shock. To have a new system in place immediately, rather than a drawn-out consultation process, is jaw-dropping but still welcome.  The old slab system was […]