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Link Loans launches secured loan deal at 7.9%

Secured loans lender, Link Loans, has launched of a new product with a 7.9% rate, aimed at the remortgage market.

The Platinum Link product is available up to 65% LTV for loans from £20,000 to £100,000.

Link Loans says the product enables brokers to provide a secured loan alternative for prime employed and self-employed customers who may be looking for a remortgage facility.

David Johnson, CEO at Link Loans, says: “All Link loans carry no early repayment charges, this allied to such an attractive rate really does mean brokers can offer their customers a very affordable and flexible product.

“The secured loans market has been through an earthquake in terms of product availability. At Link we are passionate about playing a key role in the rebuilding of a sector that we believe in. Secured loans are vital for a healthy intermediary mortgage market, and with our new Platinum product we are shifting the traditional boundaries – this has to be great news for brokers looking for ways to provide more solutions for clients. “




One good thing about some of the new tracker rates is that TMW is allowing 20% capital reduction without penalty, a welcome increase on the usual 10%. At least when Paragon released the details of its new buy-to-let loans we could see the fees as well. While the fees on the new products aren’t low […]


Brokers removed from Lloyds panel

Lloyds Banking Group has only removed 100 brokers from its panel in the last year for suspected fraud, Mortgage Strategy understands. Lloyds is believed to have removed around 900 brokers from its panel in the past three to four years, with around 300 in 2010. But only a third of these are believed to have […]

Apple: a stellar technology story

By Ali Unwin, head of technology sector research

Apple recently announced the highest-ever recorded quarterly net profit ($18bn), with the sale of 74.4 million iPhones helping the company deliver $74.6bn of revenue for the quarter ending December 2014. These sales were largely driven by strong demand for the new iPhone 6 and iPhone 6 Plus. Highlights included Chinese iPhone sales doubling year-on-year and unit growth of 44% in the US — supposedly a well-penetrated market. Apple ended the quarter with $178bn in cash on its balance sheet, having generated a staggering $30bn in free cash flow during the quarter.

At Neptune, we have been long-term believers in the Apple story, and continue to hold the stock in a number of our portfolios based on the company’s long-term growth prospects. This is predicated on our belief that Apple has proved thus far that it can — unusually for a consumer electronics company — maintain high margins for a sustained period of time, even as adoption of new technology slows down and competitors produce similar-specification products.


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  • unsecuredloan 21st February 2011 at 7:09 am

    Thanks for sharing the wonderful information about secured loan rate, is it have any hidden charges apart from this.

  • Rob Jupp 10th February 2011 at 5:29 pm

    Having had this product for a week it is selling incredibly well. For the first time in years a secured loan can now be used, in conjunction with an excellent reversionary rate, as a viable option to some remortgages as well. Well done Link!