HSBC has launched a range of fixed rate and tracker deals, including rates with LTVs of up to 90%.
The range includes a two-year fixed rate deal at 3.69% at a maximum 75% LTV with a booking fee of £999, and a five-year fixed rate deal at 4.64% at up to 60% LTV with a £999 booking fee.
HSBC has also launched a discounted mortgage at 3.59% for two years at up to 80% LTV and no booking fee.
There is also a fee-free lifetime tracker at 4.99% at 90% LTV.
Martijn van der Heijden, head of mortgages at HSBC, says: “As house prices have stabilised and in most cases increased over the last year, it’s clear that lenders are returning to the market with confidence and more competitive mortgages.”