Following Santander’s move to quality-based proc fees in 2012 it seemed inevitable others may follow – and they did. In September, Mortgage Strategy revealed Lloyds Banking Group would follow suit at the start of 2014. Will there be more?
I find myself at a bit of a milestone – this is my centenary Marketwatch column, the big 100, and I couldn’t have timed it any better coming at the end of another year of hard graft for brokers and lenders alike. What is most pleasing, apart from the fact I have not lost quite […]
Halifax says the likely impact of the mortgage guarantee Help to Buy has been “exaggerated” by a number of commentators and there is still no sign of a house price bubble. It is predicting that the UK will see broadly similar house price growth next year of between 4 per cent and 8 per cent and […]
NatWest Intermediary Solutions will launch products for the Help to Buy mortgage guarantee scheme next month. There are no product details at this time and an exact launch date is expected in early January. NatWest’s parent, Royal Bank of Scotland, has already launched products for the scheme, along with Halifax, HSBC, Aldermore and Virgin Money. […]
Which sectors of the UK mortgage market will be the biggest losers from the EU mortgage directive? Consumers. They are going to receive information that will confuse them and that the Financial Conduct Authority has already decided does not add value to their understanding of the mortgage process. Do you think we will see a […]
Following George Osborne’s delivery of his sixth Budget as chancellor and the last of this current parliament, we have provided a brief overview of the initiatives put forward in his statement, focusing on the topics that have an impact upon the pensions landscape, savings, personal taxation and businesses.
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