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Hinckley & Rugby launches 3.25% two-year fix

Hinckley & Rugby Building Society has launched a two-year fixed rate mortgage at an initial rate of 3.25 per cent, available at up to 80 per cent LTV.

The rate is fixed until 31 March 2015 when it reverts to the society’s SVR, currently 5.64 per cent.

Hinckley & Rugby chief executive Chris White says: “There is always an appetite in the market for a competitive fix and this mortgage should hit the mark.”

The product comes with an arrangement fee of £195 and a completion fee of £695 and no early repayment charge. Free valuations are available on properties valued up to £1m.

The minimum advance is £50,000 and the maximum is £240,000 at 80 per cent. There is a sliding scale from there to a maximum loan of £1.25m at up to 60 per cent LTV.


Andrew Montlake MS blog

The Time Of No Time – Mayan Prophecy And 2012

I wrote the following blog originally in January of 2009 and thought it was apt to reproduce it word for word today…don’t worry, the world is not about to end and the Mayan’s have been much misunderstood. So if you are waiting for Aliens on a mountain in France I would get some more food and booze in…

Andrew Montlake MS blog


The mortgage market can look back on 2012 with a mixture of fondness and frustration, with confidence see-sawing throughout but I confidently predict that 2013 will be the year of the broker

Europe: why persist with value today?

By Rob Burnett, Neptune’s Head of European Equities The Neptune European Opportunities Fund remains committed to a value bias. We see a broadening array of opportunities in diversified industries at compelling valuations today. The most complicated part of the market is the European banks. We are currently overweight in this sub-sector as many banks are […]


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