The criminal gang was masterminded by Michael Creamer, 46, who received a four year and two months prison sentence.
His wife Anita Creamer, 45, was also sent to jail for two years for lying to building societies to get mortgages for properties in Conwy.
The Daily Post reports that some of the houses were then sold on using one fraudulent mortgage after another, in a long running criminal operation.
A judge told Michael Creamer he had led “a persistent, carefully planned and professional executed” mortgage fraud.
Reports say Creamer’s main partner in crime was mortgage broker Stephen Jones, who made 23 of the 24 fraudulent mortgage applications involved in four conspiracies between 1995 and 2008.
Jones, 52, was trusted by building societies but he breached that trust time after time, said Judge John Rogers QC.
He was locked up for two years and six months
Jones was locked up for two years six months as he’d pleaded guilty.
Others jailed include Robert will who was sentenced to 15 months and David Will who was sentenced for 15 months.
There was also Michael Spencer jailed for 12 months and Patrick Kirkwood for 15 months.
Jean Kirkwood, Bradley Hughes, Kayleigh Edwards and Nicolas Eagan also received 40 weeks suspended sentences for two years.
They covered 24 fraudulent application in respect of 11 different properties in the Conwy area. Judge Rogers said the loss to the building societies was £190,000.
Michael Creamer, Anita Creamer and another co-conspirator, Michael Spencer, had all pleaded not guilty, but the judge said the evidence was “overwhelming” against them.
The other eight people all pleaded guilty.