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Leeds launches 3.45% three-year fix

The Leeds Building Society has launched a direct-only three-year fixed rate mortgage at 3.45%.

The product also allows the flexibility of 10% capital repayments each year and there is no higher lending charge.

The 3.45% rate is available up to 75% loan to value LTV, 3.89% up to 80% LTV and at 5.29% up to 85% LTV. The society has also launched fees assisted versions of these products.

Kim Rebecchi, sales and marketing director at Leeds, says: “These products provide a great opportunity to secure a fixed rate now, combined with certainty of payments and peace of mind. The three year term gives people the best of both worlds, as customers have security in the medium term but avoid being locked in for a long period. We have also unveiled fees assisted versions of the three year product, coupled with free valuations and legal services.”

The fees assisted versions of the product, with free valuations and legals services for standard re-mortgages, are available at a rate of 3.95% up to 75% LTV, at 4.39% up to 80% LTV and at 5.79% up to 85% LTV.

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