The two ‘supersites’, based in Glasgow and Manchester, will evolve over a two-year period and will operate in addition to an existing A&L processing site which will remain in Belfast.
The restructure may mean a potential 75 jobs being lost as a result, though it is hoped that affected employees will be found roles elsewhere within the group.
Out of the 75 jobs at stake, 26 are BDM roles. AfI currently employs 55 BDMs and A&L has 20, with the planned total BDM headcount ending up at 49 by April 1 2009.
The first regional offices to close are Birmingham and St Albans, with more offices shutting down over the next two years.
Clive Kornitzer, chief operating officer for Abbey and A&L intermediary businesses, says the decision has been taken to drive service to brokers.
He says: “Intermediaries will benefit from an integrated sales force where brokers will have one point of contact that will have access to information on the wide range of both complimentary and competitive mortgages across both brands.
“This will save time and make it easier for brokers to find the right product to suit their clients needs.”
Kornitzer adds: “It is important to note that the proposed changes are not as a result of the current economic climate.
“Indeed, we’ve just announced excellent full year results in unprecedented markets, a very tough economic environment and whilst completing two substantial acquisitions.”