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Businessman denied credit licence by OFT

The Office of Fair Trading has found County Durham-based William O’Rourke unfit to hold a credit licence and refused his application to set up a debt collection business.

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Barclays and Lloyds profit hikes may not herald increased lending

Barclays and Lloyds Banking Group have both reported substantial rises in profits for the first six months of 2010, but industry experts say this is unlikely to signal more mortgage lending. Lloyds group saw a huge jump in pre-tax profits to £1.6bn compared with a loss of £4bn in the first half of 2009. The […]

FSA must act in the interests of clients before it’s too late

The reason most of the best deals are only available direct is dual pricing by lenders and the deals they offer at 90% LTV that brokers can’t get at. I see a lot of first-time buyers who only have small deposits so I tell them to go direct to lenders as I can’t compete with […]

Uinsure cuts premiums as RSA joins its panel

Uinsure has appointed RSA to its panel and cut its premiums in response to feedback from advisers. To achieve this it has reduced the commission it pays to brokers to 27.5% from 30%.

ROBERT MCCOY, PRODUCT AND COMMUNICATIONS MANAGER, PMS

Prepare now for an era of rising rates

The advice to start preparing now for rising interest rates might strike you as counter-intuitive, particularly as the prevailing wisdom is that we’re in for 12 more months of a 0.5% Bank of England base rate. But trust me, it’s not as daft as it sounds. It might not be for another 18 months but […]

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White paper — Singapore International Insights

Jelf Employee Benefits assesses key trends within the international private medical insurance provision of organisations with employees in Singapore. Benefit structure, cost management and healthcare facilities are examined and key considerations are highlighted. This edition will be of particular interest to global human resource directors and benefit managers with local and expatriate populations in Singapore.

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