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Title Deed

Complete Mortgage and Loan Services was foun-ded in 1993 by Damian Cain, Mike Hill and Tony Salentino. The company wanted to offer a packaging proposition to brokers that was a one-stop shop for prime, sub-prime and second charge secured loans.

The CMLS name was chosen to reflect this wide range of services and the firm still offers the full range together with on-site underwriting. By 2005 it was acknowledged that the name was too long so the firm now refers to itself as ‘Complete’ whenever possible.

In 2000, Complete became a founder member of the Professional Mortgage Packagers Alliance. PMPA took an innovative step in 2005 with the launch of its own lender, Unity Homeloans, with Salentino as the lender’s director of credit.

Prior to industry regulation in 2004, Complete decided that forming a network would strengthen its business base and Bill Warren joined to set up the Complete Network, later joining the Complete board as compliance director.

“Although Complete is our name and our business philosophy we are far from complacent,” says Salentino. “As our history shows, we are always at the forefront of innovation and will continue to seize opportunities in this fast- moving marketplace to widen our activities and enhance our service to brokers.”


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