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My prediction is that many things will remain the same among industry pundits

From Tim Lee

Having grabbed a few minutes over the Christmas break to catch up on reading my copies of Mortgage Strategy, I noticed that the December 18 issue seemed to have more than its fair share of predictions for the coming year.

In light of this, I thought you may be interested in my top predictions for the year ahead.

l Alan Dring will continue to harp on about Home Information Packs whenever the opportunity presents itself.

l Simon Burgess and members of his clan will continue their vendetta against single premium accident, sickness and unemployment cover and mortgage payment protection insurance. Most of us agree with you Simon, but we heard you the first time. Enough already.

l The two Richards, Coulson and Griffiths, will continue to argue over whose is bigger – and even about how it should be measured.

l Isabelle Kassam will continue to upset people and then run away, taking refuge in irrelevance until the dust settles.

l As always, we will be looking forward to a year of innovation and technological improvement, and yet more page one listings on Google for our website.

l We will be ready for HIPs when and if they arrive, we will continue to recommend monthly premium ASU.

My best wishes for the new year go to all, but especially the Mosaic Mortgage Club which I intend to support at every opportunity.

Tim Lee
Managing director
The Mortgage Warehouse
Southampton

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