Sharetobuy unveils exclusive deal

Specialist broker has launched an exclusive deal with Britannia.

The lifetime product is available at 5.1% up to 90% LTV. It features no arrangement or valuation fees and there are no early repayment charges, but it is only available to joint applicants.

James Cartlidge, mortgage manager at, says: “The share-to-buy mortgage was targeted at friends buying a home together but this deal’s 90% LTV makes it attractive to standard cases that fit the criteria.

“As couples, married or other-wise, can apply provided they either are graduates or have professional qualifications, the product offers a rare opportunity for young professionals to purchase property at a competitive rate with only a 10% deposit.”

For brokers, the catch is that the product does not feature proc fees so they will have to charge upfront for advice to make their cut.