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Insolvencies rise

The Department of Trade and Industry has published statistics on insolvencies in Q3 2005. There were 3,389 liquidations in England and Wales, an increase of 0.3% on the previous quarter.

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Market Watch

Swaps started to edge down before streaking ahead of their recent highs.

Salt to launch next week

Derbyshires specialist lending brand Salt is to be unveiled on November 14. Salt will initially focus on sub-prime and sub-prime self-cert lending as well as developing simple solutions for the buy-to-let sector and other specialist niche markets. The brand proposition has been based upon extensive research with brokers and the wider intermediary marketplace.Salts main aim […]

I’m still waiting for a call from my B&W BDM, Deirdre

From Steve Langrick I always enjoy the letters pages in Mortgage Strategy and last week’s offerings (October 31) were better than most. Particularly Deirdre McManus and her posse of BDMs waiting for our call. I registered on Bristol & West’s broker site in August and received an email to confirm my registration. Did I then […]

Predictions of swing from DA to AR dismissed

Predictions of a swing to appointed representative status has been dismissed by Expo attendees.When asked whether they expect to see more advisers move from directly authorised to appointed representative status, over 58% of registered Mortgage Business Expo London attendees say no.Of 3,250 registered Expo attendees polled, 41.6% say they expect to see a swing from […]

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Has Britain really stopped saving?

By Steve Webb, Director of Policy and External Communications Our latest policy paper reveals what the fall in the savings ratio does (and doesn’t) mean In June 2017, the Office for National Statistics published its estimates for the ‘savings ratio’ for the first quarter of 2017. This is essentially a measure of the percentage of […]

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