View more on these topics

Curriculum Vitae – Victor Jannels

Name: Victor Jannels

Age: 57

Company: All Types of Mortgages

Job Title: Group Managing Director

Where do you live? Horsham

Describe your current job:

I am managing director of the AToM group of companies and also a director of The Professional Mortgage Packagers Associates. In this role I am responsible for the public relations and marketing for the group. PMPA represents the interests of packagers in their relationships with lenders.

What was your first job?

An apprentice electrical engineer with the Midland Electricity Board. This was a job I did not enjoy (as I had to get my hands dirty). Upon destroying a mains generator, I felt that it was time to seek a fresh challenge. So, not much fun, but on the other hand I did learn enough to change a light bulb with some efficiency.

What was your last job?

I was a founder and director of another mortgage-based IFA business. In addition to this I helped manage a number of property interests in Europe and the US.

What have you done in-between?

I spent five years in the RAF, seeing the world as a non-paying tourist. I also spent a short time in the office of an underfloor heating company helping to design sub-soil heating systems at football grounds.

I joined the financial services industry in 1972 as a development representative for what was then Provincial. I spent 13 years there and ended up running the City and West End offices. I was then head-hunted by Stephen Knight, who was then heading the mortgage banking division at CitiBank.

What has been the defining point in your career to date?

The period spent at CitiBank under Stephen Knight&#39s tutelage.

And the most embarrassing?

I was invited make two very different presentations to two lenders during the same week – and inevitably delivered the wrong speech.

Do you have a mortgage?

Yes – a three-year 3.99% fixed rate with C&G.

Fun Stuff

What&#39s your favourite restaurant?

In the UK it is San Lorenzo&#39s in Knightsbridge. Abroad it has to be Harry&#39s Bar in Porto Colom, Majorca, where they serve the meanest garlic and prawn hotpot.

What&#39s the most you have ever spent on dinner for two?

If the meal is worth it, the price is irrelevant.

What&#39s your favourite band?

The Beatles. I was the entertainment rep at college and booked them to play a gig for us before they were famous. I also like The Rolling Stones and Status Quo. More recent acts that have caught my attention are Alison Moyet and Norah Jones.

What&#39s your favourite tipple?

You can&#39t beat a good red wine – some Riojas are particularly good.

Do you have any hobbies or interests?

I enjoy playing golf, watching football and going to the theatre. Many years ago I was a brass band conductor and still like to listen to the best in this field. Along with other saddos like Austin Jelfs, I am a Wolves fan, but might not admit to that for a couple of seasons.

Recommended

Skipiton says 5.59% SVR lowest in market

Skipton says that its 5.59% standard variable rate makes it one of the lowest on the market. The new rate will be created when the society&#39s existing concessionary mortgage discount scheme is incorporated into the residential SVR on July 1 2004. John Goodfellow, chief executive, says: “When Skipton launched the mortgage discount scheme in 2001, it […]

How many times do I have to tell you the answer, MS?

From Barry CashThree times in recent months you have got 40% of the answers wrong in Mortgage Master or Mortgage Moron. Last week, despite my sending you the correct answers you again got question 4 wrong in your response on the Letters page. The deeds to a mortgaged property are held by the mortgagee so […]

UK homeowners expecting the worst, reveals Direct Line

Direct Line reveals that as UK economists predict that mortgage interest rates may reach 5% by the end of the year, UK homeowners are expecting the worst from the Bank of England&#39s MPC meeting on June 10. Its monthly mortgage interest rate index examines the views of both UK homeowners, industry experts and personal finance […]

CMLS offers 95% LTV sub-prime tracker from Birmingham Midshires

Complete Mortgage and Loan Services is offering a 95% LTV sub-prime base rate tracker from Birmingham Midshires, which is available from a limited number of packagers including PMPA members. The 95% LTV is applicable to properties worth up to £150,000. The rate stands at Bank of England base rate plus 2.69% for the first two […]

Newsletter

News and expert analysis straight to your inbox

Sign up