Name: Victor Jannels
Company: All Types of Mortgages
Job Title: Group Managing Director
Where do you live? Horsham
Describe your current job:
I am managing director of the AToM group of companies and also a director of The Professional Mortgage Packagers Associates. In this role I am responsible for the public relations and marketing for the group. PMPA represents the interests of packagers in their relationships with lenders.
What was your first job?
An apprentice electrical engineer with the Midland Electricity Board. This was a job I did not enjoy (as I had to get my hands dirty). Upon destroying a mains generator, I felt that it was time to seek a fresh challenge. So, not much fun, but on the other hand I did learn enough to change a light bulb with some efficiency.
What was your last job?
I was a founder and director of another mortgage-based IFA business. In addition to this I helped manage a number of property interests in Europe and the US.
What have you done in-between?
I spent five years in the RAF, seeing the world as a non-paying tourist. I also spent a short time in the office of an underfloor heating company helping to design sub-soil heating systems at football grounds.
I joined the financial services industry in 1972 as a development representative for what was then Provincial. I spent 13 years there and ended up running the City and West End offices. I was then head-hunted by Stephen Knight, who was then heading the mortgage banking division at CitiBank.
What has been the defining point in your career to date?
The period spent at CitiBank under Stephen Knight's tutelage.
And the most embarrassing?
I was invited make two very different presentations to two lenders during the same week – and inevitably delivered the wrong speech.
Do you have a mortgage?
Yes – a three-year 3.99% fixed rate with C&G.
What's your favourite restaurant?
In the UK it is San Lorenzo's in Knightsbridge. Abroad it has to be Harry's Bar in Porto Colom, Majorca, where they serve the meanest garlic and prawn hotpot.
What's the most you have ever spent on dinner for two?
If the meal is worth it, the price is irrelevant.
What's your favourite band?
The Beatles. I was the entertainment rep at college and booked them to play a gig for us before they were famous. I also like The Rolling Stones and Status Quo. More recent acts that have caught my attention are Alison Moyet and Norah Jones.
What's your favourite tipple?
You can't beat a good red wine – some Riojas are particularly good.
Do you have any hobbies or interests?
I enjoy playing golf, watching football and going to the theatre. Many years ago I was a brass band conductor and still like to listen to the best in this field. Along with other saddos like Austin Jelfs, I am a Wolves fan, but might not admit to that for a couple of seasons.