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Which? mulls advice roll out after pilot success

Which? is yet to decide whether to keep its mortgage advice service when the pilot is finished in the next few months.

The consumer champion launched a fee-free service for its members in November last year.

Its advisers are salaried and receive no commission and the proc fees are used for Which? campaigning purposes.

Chris Gardner, commercial director at Which?, says the scheme has exceeded expectations and he has been encouraged by the response.

But he adds: “We’re not at the point of making a decision on rolling out the scheme. There are enough people to run a pilot but whether it is sustainable is an unknown.”

Gardner says he is unfazed by the regulatory environment. “We don’t see huge changes in mortgages.”



Brokers can beat banks hands down

The national media is encouraging people to review their mortgages as rate rises becomes a hot topic of conversation. This should help increase mortgage activity, which is at an all-time low. Net lending was a meagre £8.5bn last year compared with the £110bn at the peak. If it was not for the few securitisations done […]

AMI bulletin flags focus on remortgaging and buy-to-let

The Association of Mortgage Intermediaries is predicting a flat mortgage market for 2011 in its Quarterly Economic Bulletin. The bulletin predicts similar levels of housing transactions and lending levels for 2011 as 2010. It says despite higher LTV mortgages being offered, the proportion of borrowers who were first-time buyers fell in 2010. But it predicts […]

Caption comp 7 feb 2011


Can you put the boot in to your nearest and dearest to win this delectable bottle of bubbly? In addition, competition sponsor Tiuta will donate £100 to Great Ormond Street Hospital. Submit a witty caption for the photo above and you will be automatically entered into our prize draw. Remember, the funnier it is, the […]


Guide: what you need to consider for your auto-enrolment project

In this guide, Johnson Fleming reveals what items you need to understand to gauge the impact of auto-enrolment on your business. The guide focuses on: the impact that your auto-enrolment scheme will have on you; assessing your workforce; understanding your staging date; reviewing your current provision; and modelling contribution levels and costs.


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