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Estate agents want to be regulated

Research by property services group movewithus shows that 90% of estate agents would welcome the industry being regulated.



BoE increases interest rates to 4.75%

The Bank of England’s Monetary Policy Committee has increased interest rates to 4.75%, having held them at 4.5% for 11 months in a row. Mark Blackwell, marketing director at The Derbyshire, says: “Today’s move in interest rates may have come as something of a surprise to the financial markets as the Bank of England was […]

Commercial First launches illustration facility

Commercial First has launched an illustration facility that provides brokers and their customers with a one page concise summary of costs and charges for the commercial mortgage contract being offered. The Commercial First Illustration is the first customer illustration to be offered in the commercial mortgage sector and has been designed to give commercial mortgage […]

Platform appoints divisional sales manager

Platform, the intermediary lender of Britannia, has appointed Iain Dickson as divisional sales manager. Dickson will be responsible for achieving sales targets based on volumes, margin and product mix objectives and supporting the organisation in achieving its strategic business goals. Reporting directly to Richard Beardshaw, Platforms head of sales, Dickson will be in charge of […]

Competition time

Intense competition has been a defining characteristic of the mortgage market in recent years. The number of lenders has increased enormously and the sheer volume of deals now available to borrowers is staggering. As far as products are concerned, competition is pushing rates ever lower, taking lenders’ margins with them.

HMRC helping to remove artificial gains

An investment bond offers investors certain tax advantages, one of which is the ability to take partial surrenders from the investment. This facility allows the policyholder to withdraw amounts up to 5% of the amount invested each policy year on a tax deferred basis, without incurring any immediate tax liability. This tax deferred allowance can […]


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