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Consumer guide to equity release

GE Life has launched a guide to equity release aimed at consumers, their families and financial advisers.

It is intended to help families and older relatives explore ways of releasing equity and increasing income in retirement. GE Life also has a guide for solicitors in the pipeline to educate them about the benefits of equity release.

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GHL Group to appoint four new staff

Guaranteed and Genesis Home Loans are to appoint four new members of staff including a Head of Packaging key management position.Levels of business handled by GHLs packaging arm have increased since the launch of the groups web-based online Decision In Principle service, which saw two new members of staff join its placements team earlier in […]

Estate agents want to be regulated

Research by property services group movewithus shows that 90% of estate agents would welcome the industry being regulated.

Retention fees could tempt lazy brokers

The thorny issue of proc fees is becoming even more prickly. Until recently my main concern was that some brokers were happy to churn their clients just to pocket the proc fees. When the time swung around for a mortgage review, a fresh home loan product and provider would be identified and the broker would enjoy another pay day.

Competition time

Intense competition has been a defining characteristic of the mortgage market in recent years. The number of lenders has increased enormously and the sheer volume of deals now available to borrowers is staggering. As far as products are concerned, competition is pushing rates ever lower, taking lenders’ margins with them.

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