View more on these topics

Cardiff Pinnacle appoints chief commercial officer

Cardif Pinnacle has appointed Andy Swain as chief commercial officer with additional responsibility as executive director for the group’s sales and marketing function.

His new role encompasses the insurer’s creditor, warranty and cirect product offerings to the UK market.

Swain says: “I am thrilled to have been appointed to this challenging role. I’m looking forward to meeting up with many of Cardif Pinnacle’s commercial
partners and potential clients.

“Achieving predetermined and mutually agreed objectives with our partners is
where we excel. Constant consideration of how we achieve our results, and
potential performance improvements, are part and parcel of our quest for
excellence.”

Swain entered the world of general insurance in 1979. Subsequent to
his early days as european trainer for Pat Ryan & Associates, Swain
progressed to a role in sales management for Ryan Insurance where he was
responsible for the recruitment, training and management of business
managers in major UK motor dealers – culminating in his appointment as joint managing director of Lombard Dealer Services.

He then directed creditor and warranty for London General Holdings,
became board director of both LGH and Combined Insurance, and then managing director of Aon Resource Group with responsibility for the development of general insurance products.

Before joining Cardif Pinnacle, Swain formed his own company, `First
Solutions’, providing consultancy to manufacturers, finance companies and
third party administrators.

Swain adds: “All businesses that are associated with general insurance
products should put Cardif Pinnacle on the top of their shopping list. All
businesses that are seeking additional income should consider the
proposition that Cardif Pinnacle offers. We are expert at identifying and
exploiting revenue generating opportunities that can be realised with
minimal additional investment.”

Recommended

Customers like brands that deliver

The Sunday Times recently published a supplement entitled Superbrands to rank the strongest brands in Britain. An initial short list was narrowed down before a consumer survey was used to hone it to the top 500 brands. The podium positions were taken by Microsoft, the BBC and British Airways, all of which are clearly giant […]

There is a professional body for compliance consultants

From Byron Greenhow In Bill Warren’s article headlined ‘Choose compliance help with care’ (Mortgage Strategy July 17) he made a recommendation that I consider to be poor advice and technically incorrect. Warren suggested firms seeking consultants should prioritise those with MCCB backgrounds. For better or for worse, the Financial Services Authority took over from the […]

Halifax system makes retention easy

I’m surprised that Halifax’s retention strategy has not caused more comment in the trade press. If other lenders follow Halifax’s example and start paying brokers commission for retaining borrowers by arranging product switches and further advances, we could see a change in the way the remortgage market works.

Listening to the consumer’s voice

Last week I explained in brief the role of the Financial Services Practitioner Panel and the Smaller Business Practitioner Panel. This week it’s the turn of the Financial Services Consumer Panel. This panel was set up by the Financial Services Authority under the Financial Services and Markets Act 2000 and its role is to represent the interests of consumers of financial services.

Cricket - thumbnail

England vs Australia: pensions

Well, the cricket season is here, and England and Australia are stepping up to the wicket. Although we compete with each other in the sporting world, when it comes to pensions, Australia’s pension programme is held up as a model for our auto-enrolment initiative. Auto-enrolment was introduced because people weren’t saving enough into their pensions, and it is still early days but signs are positive. However, in Australia, saving into a pension is compulsory, and in fact employers are the ones who have to pay in. Employees in Australia can make additional contributions into their pensions, but they don’t have to. Should the onus be on the employer or employee to save? Well in the UK we think it’s both, but to get ‘adequate’ savings for retirement it’s the employee who has to pay more in.

Newsletter

News and expert analysis straight to your inbox

Sign up