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Nationwide trims rates on 50% LTV products

Nationwide has reduced its two-year 50% LTV fixed mortgage rates. It is now offering a two-year fix at 2.99% up to 50% LTV with a £400 product fee and a £99 booking fee for new applications. For remortgage and switcher customers there is a £900 product fee and a £99 booking fee.

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Property prices and B2L are key issues FTBs have to battle

On Mortgage Strategy Online last week was the story that two-thirds of first-time buyers have given up the dream of owning their home. But why is everyone continuing to pussyfoot around the core issue? The answer is that house prices need to fall further to put them within reach of most first-time buyers. Over-generous lending […]

Unfinished business?

Pension specialist Fiona Tait gives an update on three big announcements from the 2016 Budget – Pensions Advice Allowance (PAA), the Lifetime ISA (LISA) and the pension dashboard. £500 Pensions Advice Allowance What’s new Under current rules it is possible to deduct an adviser charge from a defined contribution pension fund to pay for financial […]

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