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LAST WEEK’S WINNER

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“With half a dozen squirrel tails around his neck, it’s hardly surprising he didn’t get the votes.”

EARL GARDINER
PMS

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Ross Bowen takes up new role at Connells

Ross Bowen has been appointed group mortgage services director at Connells. He takes up the role in addition to his current position as managing director for Connells Survey & Valuation.  

HARPAL SINGH, MANAGING DIRECTOR, CONVEYANCING ALLIANCE

Free legals threaten client relationship

November was a month of regulatory revelations and industry ’calls to action’. But although the issue of free legals on remortgaging conveyancing continues to stick around it is not discussed as fully as it should be. Looking through the remortgage products coming to market, the free legal offering always figures high on the list of […]

Common sense will return when lenders take responsibility

Naturally I share in the delight of hearing housing minister Grant Shapps state that the Financial Services Authority’s Mortgage Market Review was a step too far (Mortgage Strategy November 29). But common sense is unlikely to return to mortgage lending for a while regardless of government or regulatory initiatives. Preventing a repeat of the past […]

Now that minister agrees with us, the FSA might listen

The MMR paper on responsible lending has rightly been criticised for attempting too much minutiae. Parts of it made little or no sense at all. Mortgage brokers have long warned that the government should realise that the outcome of MMR as laid out in responsible lending paper would be to stop sensible clients getting mortgages. […]

‘How to…audit your auto-enrolment scheme compliance’

Avoid pension penalties with our auto-enrolment checklist

According to the Pensions Regulator’s annual commentary and analysis report released this month, 785 potential non-compliance cases were referred for investigation, with 23 auto-enrolment compliance notices issued. And they predict that the use of their statutory powers is only going to increase.