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BMS calls for more buy-to-let investor choice

BM Solutions is calling for the buy-to-let market to offer better flexibility and choice for investors.

The company says it believes that other lenders should follow suit to ensure that all investors have the opportunity to derive the same benefit from their buy-to-let portfolios.

John Bianco, senior products manger at BM Solutions, says: “Buy-to-let borrowers are sophisticated investors who, on average, plan to stay in the market for more than ten years.

“Checking that they are on the most appropriate rate and product is best practice for all investors, allowing them to be confident their investments are working for them.

“Our buy-to-let range enables investors to effectively manage their portfolio, ensuring that they can choose the most appropriate rate and product to suit their needs.

“All of our products have portability features which means that borrowers can change their property whilst retaining their most suitable rate.

“We don’t see why more of the market shouldn’t follow our lead and offer all investors the choice and flexibility to manage their investment.”


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Dear Delia

John is a first-time buyer looking to buy a £165,000 flat with his partner. He has been in his job for just four months – he earns £22,000 and last month satisfied a £500 CCJ. His partner earns £24,500 and has no debt. Her parents have offered to pay the 10% deposit on the property as a gift. What options are available to them?

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