- Top trends
- Top trends
Last week’s lead news item in Mortgage Strategy about angry appointed representatives of Network Data protesting outside the firm’s Botleys Mansion headquarters was a PR disaster for the company.
Brokers can now use their mobile phones to collect debit and credit card payments from their clients via a facility from Home Buyer Systems.
Could life assurance save mortgage brokers? An increasing number of intermediaries are benefiting from focussing on a product that nearly everybody needs but too few take out or review.
The number of borrowers in arrears over three months at nationalised lender Bradford & Bingley has shot up by a massive 198% in the space of a year.
Well, the cricket season is here, and England and Australia are stepping up to the wicket. Although we compete with each other in the sporting world, when it comes to pensions, Australia’s pension programme is held up as a model for our auto-enrolment initiative. Auto-enrolment was introduced because people weren’t saving enough into their pensions, and it is still early days but signs are positive. However, in Australia, saving into a pension is compulsory, and in fact employers are the ones who have to pay in. Employees in Australia can make additional contributions into their pensions, but they don’t have to. Should the onus be on the employer or employee to save? Well in the UK we think it’s both, but to get ‘adequate’ savings for retirement it’s the employee who has to pay more in.
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