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“I’m in mortgages for the long run”

Q: How will a career in the mortgage industry differ from a career in television?

A: “In showbiz, a lot of work is project-based. Doing a series of one-off projects leads to short, intense relationships with people. With Earth, while no less intense, I am in it for the long run. Projects have a longer life and the pace of work will be a nice change for me.”

Q: Are you worried about entering the industry a year after regulation, and do you think regulation was beneficial for the industry?

A: “Regulation was a massive step forward for the mortgage industry – one that benefits the consumer in the level of protection and information now available, and the industry by raising standards. It helps in ridding the industry of its roguish image and offering the consumer a level of confidence which may have been absent before.

Earth takes regulation seriously and we regularly consult experts to ensure we get it right. It’s pivotal to the continued success of the business and I’m confident I can contribute positively in that regard.”

Q: Why the mortgage industry?

A: “I get on well with Earth’s two directors and since knowing them, I’ve seen what a growing and dynamic industry this is. It’s something I want to be a part of. I believe I have skills which will be useful to Earth and can help it extend its strong regional presence into a powerful national brand.”


First-timers ask the family

One in four first-time buyers now rely on their parents to help them get on the property ladder, says First Active. And nearly two-thirds, 64%, of those first-time buyers could not have afforded their properties without this cash injection. Some 17% of house buyers receive a cash injection from their families. Most of these buyers […]

Borrowers paying over 1bn in unnecessary charges

Nationwide has estimated that since it abolished its higher lending charge back in September 2000, borrowers in the UK have paid over 1bn in unnecessary higher lending charges.Despite Nationwide’s stance to make mortgages more affordable, most high street lenders still charge a higher lending fee for customers looking to borrow more than 90%, or in […]

Freedom Lending broadens product range

Freedom Lending, the specialist mortgage lender, is broadening its product range with effect from Monday September 12.Products include avery near prime and near prime discounted range up to 90% LTV, bridging the gap between its current prime and adverse ranges.There is a range of Bank Base Rate lifetime trackers – available on prime, self cert, […]

Kensington launches capped rate product for sub-prime market

Kensington Mortgages has launched a competitively priced three year capped rate product designed exclusively for the non-conforming market. This innovative product will be available across all of Kensingtons standard product range, with rates starting from as low as 5.60% p.a. Keith Street, Director of Sales, says: The Kensington capped rate product is ideal for the […]

Dividend slump? Not if you look globally

By George Boyd-Bowman, Manager of the Neptune Global Income Fund Recent research has indicated that global dividend growth will slump by as much as 50 per cent in 2016. As collapsing commodities hit high-profile dividend payers, George Boyd-Bowman explains why the US and Japan are his top picks for income growth in 2016. Click here […]


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