I should be cynical but some financial services stories still make me smile

From Noel Broadgate
Youd think that having been in financial services since John Prescott had a Cinquecento I would be reasonably cynical by now, but things still occur daily that make me smile. Here are a few.

I understand the raison detre of Home Information Packs is to provide full and accurate information to potential buyers about a properties that are for sale. Is this not what estate agents already do, or is someone saying they cant be trusted?
I once bought single premium ASU, it was added to the loan, the interest was less than equivalent monthly cover premiums, it paid out when I was ill and was not cancelled thereafter. So why the long face?

Alliance & Leicester says it has responded to the antagonism surrounding 0870 numbers. The list of useful contacts that accompanied its letter contained 10 phone and fax numbers of which only four were not 0870 numbers.

We all smile at celebrity adverts, myself in particular at Michael Winner advertising a car insurance policy that specifically bars members of the entertainment industry, a film star advertising low-cost hair products when we all know she spends 7,000 a week at Cherie Blairs hairdresser and Alan Sugar making his fortune by way of premium bonds. If an individual has been misled by an advertisement, there are appropriate channels for complaint and retribution and as a last resort the ultimate sanction boycott Countdown.
Noel Broadgate
Sunrise Mortgages
Bacup
Lancashire