In their response, the two government bodies say: “The UK’s recent experience of introducing regulation indicates the cost of intervention can vary greatly depending on the measure concerned.“For example, significant costs arise from intervening on consumer information and advice. At the same time, the evidence suggests consumers’ information and advice needs are closely linked to the legal and cultural landscape of their specific national markets. “The UK is therefore sceptical that Commission intervention in this area will prove effective in cost benefit terms, especially given the lack of evidence that action on this front will deliver greater integration.” The response recommends alternatives to regulation such as the EU Code of Conduct and European Land Information Service be explored.
From Nigel Pamment
Do mortgage packagers and lenders pay too much for their valuations? In most areas of business, panel managers do just that – manage panels of experts to ensure the best service is delivered to their clients at the best price.
For most of last week, swaps continued to fall from their recent highs but towards the end of the week they edged back up a bit.
There will be a further reduction in the number of mortgage networks because some simply won’t achieve critical mass, say our experts
Quoting the famous adage, prevention is better than cure; there are many proactive benefits that can improve wellness in the workplace, decrease stress, increase staff morale and reduce absenteeism, as well as attracting and retaining employees of a higher standard. With a recent study showing that employees in Britain are working below peak productivity, preventative benefits can ensure you address potential health issues or causes of stress at their source and ensure productivity in the workplace remains at an optimum level. With this in mind, how are you using preventative benefits to help keep your workforce happy and healthy?
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